Archivio istituzionale della ricerca dell'Università degli Studi di Palermo
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EnglishThis paper examines the business model of an Italian company (TIS) that manage the claims for non-life insurance companies with innovative solutions. When a policy-holder make a claim for a loss or damage, the insurer may decide either to repair, rebuild or replace the property or to offer a cash settlement. To provide these services, many insurance companies have started developing strategic relationships directly with building firms, repairers, specialist suppliers and project managers, in order to find reliable contractors that will repair or replace the policy holder’s property quickly, with high quality and at a low cost. Opposite to other EU Countries, in Italy many insurance companies are still providing only cash settlement, with higher costs and a higher level of fraud illegal claims risk.
| Data di pubblicazione: | 2019 |
| Titolo: | Direct Compensation and Risk Management: A Key Study from the Insurance Sector |
| Autori: | |
| Citazione: | Gamba, V., Venuti, F., Forliano, C., & Franco, M. (2019). Direct Compensation and Risk Management: A Key Study from the Insurance Sector. In P. De Vincentis, F. Culasso, & S.A. Cerrato (a cura di), The Future of Risk Management, Volume II. Perspectives on Financial and Corporate Strategies (pp. 321-342). Cham : Palgrave Macmillan. |
| Abstract: | This paper examines the business model of an Italian company (TIS) that manage the claims for non-life insurance companies with innovative solutions. When a policy-holder make a claim for a loss or damage, the insurer may decide either to repair, rebuild or replace the property or to offer a cash settlement. To provide these services, many insurance companies have started developing strategic relationships directly with building firms, repairers, specialist suppliers and project managers, in order to find reliable contractors that will repair or replace the policy holder’s property quickly, with high quality and at a low cost. Opposite to other EU Countries, in Italy many insurance companies are still providing only cash settlement, with higher costs and a higher level of fraud illegal claims risk. |
| Digital Object Identifier (DOI): | 10.1007/978-3-030-16526-0_13 |
| Settore Scientifico Disciplinare: | Settore SECS-P/07 - Economia Aziendale |
| Appare nelle tipologie: | 2.01 Capitolo o Saggio |
File in questo prodotto:
| File | Descrizione | Tipologia | Licenza | |
|---|---|---|---|---|
| Chapter TIS.pdf | Contributo in volume | Pre-print | Administrator Richiedi una copia |
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