In this chapter, I summarize the main strategic, organizational, and competitive challenges of the Italian banking industry, with reference to the bank lending function and business models. In Italy, banks play a significant role in financing firms and promoting innovation. Then, I will analyze the importance of relationship banking and the various roles it plays for large and small banks in determining economic development. Finally, I will briefly investigate the impact of prudential regulation on bank lending.

Scannella, E. (2025). Bank lending in Italy: A view on regulatory and market innovation. In Apergis Nikolaos (a cura di), Encyclopedia of Monetary Policy, Financial Markets and Banking (pp. 356-360). London : Elsevier [10.1016/B978-0-44-313776-1.00035-0].

Bank lending in Italy: A view on regulatory and market innovation

E. Scannella
2025-09-25

Abstract

In this chapter, I summarize the main strategic, organizational, and competitive challenges of the Italian banking industry, with reference to the bank lending function and business models. In Italy, banks play a significant role in financing firms and promoting innovation. Then, I will analyze the importance of relationship banking and the various roles it plays for large and small banks in determining economic development. Finally, I will briefly investigate the impact of prudential regulation on bank lending.
25-set-2025
Settore ECON-09/B - Economia degli intermediari finanziari
Scannella, E. (2025). Bank lending in Italy: A view on regulatory and market innovation. In Apergis Nikolaos (a cura di), Encyclopedia of Monetary Policy, Financial Markets and Banking (pp. 356-360). London : Elsevier [10.1016/B978-0-44-313776-1.00035-0].
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Utilizza questo identificativo per citare o creare un link a questo documento: https://hdl.handle.net/10447/691627
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