In this chapter, I summarize the main strategic, organizational, and competitive challenges of the Italian banking industry, with reference to the bank lending function and business models. In Italy, banks play a significant role in financing firms and promoting innovation. Then, I will analyze the importance of relationship banking and the various roles it plays for large and small banks in determining economic development. Finally, I will briefly investigate the impact of prudential regulation on bank lending.
Scannella Enzo (2023). Bank lending in Italy: A view on regulatory and market innovation. In Nikolaos Apergis (a cura di), Reference Collection in Social Sciences (pp. 1-5). Elsevier.
Bank lending in Italy: A view on regulatory and market innovation
Scannella Enzo
2023-07-01
Abstract
In this chapter, I summarize the main strategic, organizational, and competitive challenges of the Italian banking industry, with reference to the bank lending function and business models. In Italy, banks play a significant role in financing firms and promoting innovation. Then, I will analyze the importance of relationship banking and the various roles it plays for large and small banks in determining economic development. Finally, I will briefly investigate the impact of prudential regulation on bank lending.
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